Rely on our Construction expertise.

Your dream home awaits.

20-Year Fixed Lot LoanDetails
7.125%
7.303% APR
30-Year Fixed Custom ConstructionDetails
4.125%
4.310% APR

You’ve been planning this for years. Building exactly the home you want, with the perfect fireplace and a deck off the master suite. Building a home from the ground up takes an expert team. And that’s where we can help. Washington Federal will bring years of experience financing custom construction to your project.

Build it with us.

  • We want to offer advice early on, while you’re still finalizing house plans, firming up your budget and choosing a contractor.
  • With our All-in-One Loan, your entire project is underwritten at one time, wrapping construction and permanent financing together.
  • No second loan, no dual fees, no wasted time or effort.
  • Lock in your interest rate during processing for up to 90 days, so if rates go up, you’re protected.
  • Make interest-only payments during construction.
  • Borrow up to 80% loan-to-value based on construction and land costs.
  • We do our own draws and inspections, saving you time and money.
  • We’ll consider owner/builder borrowers. (Not available in Texas)
  • Looking to build on acreage? We can handle it.

Use our handy checklists.

Building a home is more complex than buying a home. But we're here to help you at each step along the way. Check out our blog for tips and advice. To get a feel for what's required during the application process, review our construction loan application checklist.

Start a conversation today. Search for the branch manager nearest you, or call us toll-free at 1-800-324-9375.